The value of investments can go down as well as up, and your clients could get back less than they paid in. Laws and tax rules may change. Tax treatment will depend on individual circumstances, including where your clients live in the UK. This information is based on our understanding at June 2020.

Benefits of Individually Managed Accounts

At Standard Life we understand that you treat all your clients as individuals. But creating individual investment outcomes can be time consuming and costly.

Through Individually Managed Accounts (IMA), financial planners and discretionary managers can now create individual client outcomes at scale, without expensive manual interventions.

paid in

Improved client outcomes

  • Multi-goal, multi-tax wrapper financial plans for pre and post retirement needs
  • Maximise tax allowances and minimise tax liability through CGT strategy, auto-ISA allowance, asset ranking across ISA and GIA and integrated tax wrapper withdrawal plan
  • Take account of client-led investment restrictions and exclusions
  • Transparent charges with the option for ‘pay as you go’ investment fees
Diversification

Increased efficiency and scale

  • Automated processes reduces manual intervention, enabling you to cater to individual client needs at scale
  • Retain control of client relationship and financial planning with on platform mandates
  • Consolidated valuation and performance reporting
risk

Reduce risk

  • Create capacity by servicing the individual needs of all client segments from a single platform proposition
  • Segregated access and user interface for investment professionals
  • Use a single proposition view for custody, trading, settlement, CASS and regulatory disclosures and reporting on platform

What’s next?

If you think Individually Managed Accounts could be right for you and your clients, please get in touch with your usual Standard Life contact to discuss further.

If you don’t currently have an aligned Standard Life contact, please call 0345 272 6622 to arrange a call back. Call charges can vary.

Discretionary managers available on IMA

We’re delighted that the discretionary managers highlighted below are using our IMA technology to offer a diverse range of portfolios, all tailored to individual client needs.

We’re working closely with other leading discretionary managers and hope to announce more soon.

Call charges will vary. There is no guarantee that any email you send will be received or will not have been tampered with. You should not send personal details by email.

More Investment solutions on Wrap

More resources for advisers

 

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Already with us?

  • Get in touch with your usual Standard Life contact
  • Call us: 0345 279 1001

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Want to find out more about Wrap?

Call charges will vary. There is no guarantee that any email you send will be received or will not have been tampered with. You should not send personal details by email.