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The information in this site is for qualified financial advisers in the United Kingdom ("UK"), Channel Islands or Isle of Man engaged in advising companies or individuals in relation to UK products and offshore products.
Using any of the pages on this site indicates that you accept the terms of this Legal information notice ("Notice"). If you do not accept these terms, please leave the pages of this site immediately. This Notice is issued by Standard Life Employee Services Limited.
We may update the terms of this Notice from time to time by updating this page. You should revisit this page regularly to ensure that you have seen and are aware of the current terms, as they are binding on you.
Certain provisions in this Notice may be superseded by expressly designated notices or terms located on particular pages of the site.
This website describes products and services provided by subsidiaries of the Standard Life Aberdeen Group and the Phoenix Group.
In this Notice and the pages of this site, any reference to "Standard Life", "we", "our" or "us" means any member of the Standard Life Aberdeen Group (being Standard Life Aberdeen plc and its subsidiaries) or the Phoenix Group (being Phoenix Group Holdings plc and its subsidiaries) unless otherwise indicated.
Standard Life Aberdeen plc (SC286832) and Standard Life Employee Services Limited (SC271355) are both registered in Scotland at 1 George Street, Edinburgh. United Kingdom, EH2 2LL.
The Standard Life Aberdeen Group VAT number GB270347469.
Phoenix Group Holdings plc is registered in England (11606773) at Juxon House, 100 St Paul's Churchyard, London, EC4M 8BU. The Phoenix Group VAT number GB369446510.
You can find more information about Standard Life Aberdeen plc's strategic partnership with Phoenix, including full details of which company provides each product or service, on our Provider Information page.
While we have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control.
We accept no liability for the completeness or accuracy of information which has been prepared by other parties, and we simply make this available to you for your convenience.
If you are in any doubt as to the validity of information made available on the pages of this site, we recommend that you seek verification by contacting us.
We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice.
We make no warranty or representation that the pages of this site can be accessed at all times during the UK hours of business stated on this site. While we will endeavour to ensure the pages of this site can be accessed during the UK hours of business, this site may be temporarily unavailable or restricted for administrative or other reasons. If this happens, we will try to restore their availability as quickly as possible. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from the pages of this site, or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
Nothing on the pages of this site constitutes financial, legal or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial, legal or other professional advice.
© 2021 Standard Life Aberdeen, reproduced under licence. All rights reserved.
Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Standard Life Employee Services Limited, or such other member of the Standard Life Aberdeen Group or the Phoenix Group as Standard Life Employee Services Limited may direct, unless otherwise indicated.
Certain images and content used in the pages of this site are reproduced under licence.
Standard Life Employee Services Limited and other members of the Standard Life Aberdeen Group, or members of the Phoenix Group, may claim trade mark and service mark rights in trade marks contained within the pages of this site.
Reproduction of the pages of this site in whole or in part, without the prior written consent of Standard Life Employee Services Limited, or such other member of the Standard Life Aberdeen Group, or such member of the Phoenix Group, as Standard Life Employee Services Limited may direct, is strictly prohibited unless for private, non-commercial viewing purposes.
Google Play is a registered trademark of Google LLC.
Apple and the Apple logo are trademarks of Apple Inc. App Store is a service mark of Apple Inc.
Please note that there is no guarantee that any e-mail or electronic message sent will be received, or that the contents of any such e-mail or electronic message will remain private or unaltered during Internet transmission. If you have any such concerns, you may prefer to telephone or write to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information.
We virus scan and retain all electronic communications (including emails) and will not be liable for any loss or damage caused by a virus or alteration by a third party after an e-mail or electronic message has been sent by us. However, we recommend that you employ reasonable virus detection and protection measures when accessing any emails or electronic messages from us.
We reserve the right to monitor the use and content of e-mails and electronic messages which are sent from and received by us for the purposes of ensuring compliance with our own e-mail policy, and identifying and taking action against unlawful or improper use of, or attacks on, our systems.
We recommend that you employ reasonable virus detection and protection measures when accessing the pages of this site. We will not be liable for any loss or damage resulting from any attack by a third party on our systems or for any computer virus or other malicious or technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this site.
Any software, multimedia files, photographs, reports and other documents are downloaded at your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of any such downloads for your computer, it is recommended that you obtain specialist advice before downloading.
The terms of this Notice and the use of the pages of this site shall be governed by the laws of England unless otherwise stated, and the English courts shall have non-exclusive jurisdiction in the event of a dispute.