Welcome to our Adviser content hub. Here we will be discussing trends, risks and opportunities facing the industry.
Your business18 October, 2018
Innovation on what?
Alastair Black, Head of Financial Planning Propositions, at Standard Life, looks at the theme of innovation and discusses whether it might be a case of evolving products, platforms and toolkits to support advisers rather than a requirement for wholesale changes.
Your business17 October, 2018
The Future of Advice: Generational shifts challenge adviser businesses
The generational shift of assets is having an effect on adviser propositions and in turn, is increasing the need to attract and retain the next generation of clients and advisers.
Your clients8 October, 2018
Why the need for multiple tax wrappers for income?
Alastair Black, Head of Financial Planning Propositions looks at how some advisers are organising their client’s retirement and taxation affairs when utilising a platform and its wrappers, tools and functionality. Alastair considers the planning strategy and how this supports achieving efficiencies.
Focus on tax28 September, 2018
AIM-ing for an alternative way to cut IHT?
AIM shares are increasingly attracting investors wishing to minimise their IHT bill, particularly now that such shares can be held within an ISA wrapper. Why not consider if an AIM portfolio may be right for your clients?
Focus on investments27 September, 2018
Investing for a better future
Aberdeen Standard Investments' Amanda Young discusses key developments in the ethical sector, what platform providers should be doing to help advisers support their ethical investors and what Aberdeen Standard Investments is doing to meet UN Sustainable Development Goals.
Focus on tax26 September, 2018
Five funding tips for Pensions Awareness Day
15 September was Pensions Awareness Day - a campaign to ‘alert the nation that it is not saving enough for retirement’. We felt this was an opportune time to highlight some of the less well known or understood aspects of pension saving.
Your business24 September, 2018
Lehman and bond markets ten years on
The collapse of Lehman Brothers sent shockwaves throughout the financial system 10 years ago. Craig MacDonald, Global Head of Fixed Income at Aberdeen Standard Investments, reflects on his experiences and the lessons learned.
Focus on investments13 September, 2018
August market review 2018
Andrew Milligan, Head of Global Strategy at Aberdeen Standard Investments, discusses what’s driving one of the longest bull runs in US history. He also considers the UK stock market and the challenges and opportunities facing UK investors in the lead up to Brexit.
Your clients10 September, 2018
Advising on DB transfers: the income sustainability hurdle
Alastair Black, Head of Financial Planning Propositions, looks at the importance of negotiating the income sustainability hurdle to provide transfer advice that is built on solid foundations.
Focus on tax21 August, 2018
Loan Trusts: don't pay the price when repaying the loan
Loan trusts are a great way for clients to cap or reduce their IHT liabilities while retaining access to their capital. But advice shouldn't stop at the immediate IHT savings.
Focus on tax20 August, 2018
Getting on the property ladder with help from bank of gran and grandad
Rising property prices and the increasing cost of further education mean that today's young adults face a much greater financial hill to climb than previous generations. And increasingly, it's grandparents who are coming to the rescue.
Focus on investments13 August, 2018
Mid-year market outlook – reflections and projections
Andrew Milligan, Head of Global Strategy, Aberdeen Standard Investments and Paul Flood, Portfolio Management, Newton Investment Management, a BNY Mellon company give their views on how markets have performed so far this year, what challenges lie ahead and where investors can find opportunities.